First Circle

First Circle is a multi-awarded FinTech provider that empowers Small and Medium Enterprises (SMEs) through fast and flexible financing, payment products, and free growth tools. The smartest and most ambitious businesses.

First Circle is one of the top Philippine businesses in the Financial Times’ list of Asia-Pacific High Growth Companies 2022. They are the official Finance Partner of the Department of Trade and Industry (DTI), and one of the pioneer data providers to the Credit Information Corporation (CIC)."

First Circle is a financial technology company that provides strong businesses with revolving credit lines to meet larger client demands and improve bargaining position with trading partners.

Our story Our mission Our mission It is our goal to help businesses realize their potential by providing flexible, fast and fair financial partnerships. Our mission is to support the growth of our customers Small- and medium businesses (SMEs) exist in an economic environment that was pre-internet. For their interactions with financial institutions and trading partners, this is also true. They both require a lot of manual admin and unpredictable results. Their growth and development are hampered by this, which is a huge opportunity for the economy to expand.

First Circle believes that businesses that are strong should succeed on merit, not the current resources. You deserve transparency, honesty and convenience. You can achieve this best by using a web or mobile-only interface with dedicated Relationship Managers who will take care of all your concerns at every stage. The lifeblood of an economy is small businesses.

They can help drive development in the country and provide support for millions. We believe that supporting customers' growth is the core of all we do. It is this culture that drives us to get up every morning and work. First Circle is a FinTech company that can finance your business opportunities.

First Circle was established to support small and medium enterprises (SMEs) in growing markets. First Circle finances business-to business B2B transactions. The goal is to bridge the large credit gap and help businesses grow by offering flexible, convenient financial services. First Circle believes strong companies should be able to access capital on merit, regardless of the relationships or connections they may have.

Our customer base has grown significantly since our public launch in 2016. We are led by ex-Morgan Stanley and Goldman Sachs managers, McKinsey and Amazon executives with extensive experience in finance, technology and ecommerce. It is clear that we are gaining trust from local businesses. We are optimistic about the future and we plan to partner with more SMEs in Philippines and the rest of Southeast Asia.

First Circle, an official financial partner of DTI (Department of Trade and Industry) is a Philippine government-approved finance partner. First FinTech company to receive licenses from the Securities and Exchange Commission SEC of the Philippines. First Circle, a network of advisors from around the world and locals who support us, is a great way to make SMEs in the Philippines more successful. Ramon Lopez, Secretary Department of Trade and Industry DTI First Circle helps SMEs understand how lending works and is willing to help them expand their businesses.

RJ Ledesma, Mercato Centrale Co-Founder. SMEs shouldn't borrow from unregistered lenders like First Circle. By adhering to the Truth in Lending Act, they ensure the welfare of borrowers. Teresita Shebosa, former Chairperson Securities Exchange Commission SEC.

I've seen many models of business and First Circle adopted an award-winning approach to attract large customers with potential throughout Southeast Asia. Phillip Riese, former Chairman of Zopa First circle is a new initiative that can help small business owners who are unable to get financing from banks. Sergio Luis Ortiz, President, Philippine Exporters Confederation, Inc. PhilExport First Circle is home to one of the most hardworking and strong teams in Southeast Asia, serving a large region.

Farouk Meralli, CEO, mClinicaFirst Circle will make a significant impact on the Philippines' SME sector. Ramon Lopez